Skip to Content

General Information about Direct Loans

Direct Loans are low-interest loans for students to help pay for the cost of post-secondary education. The lender is the U.S. Department of Education rather than a bank or other financial institution.

Important Notes

If you had a Stafford Loan in the past, you must complete the new EMPN (Electronic Master Promissory Note) for the Direct Loan Program, however you do not need to complete entrance counseling again.

How to Apply for a Direct Loan

1. Go to www.studentloans.gov
2. Under Manage My Direct Loan, Sign in using your FAFSA PIN.
3. If you have had a Stafford or Direct Loan in the past, skip to Step 6.
4. If you have never had a Stafford or Direct Loan, click on Complete Entrance Counseling in the middle column (please allow 30 minutes for completion).
5. When you complete the Entrance Counseling click on You May Submit a Master Promissory Note (MPN). Skip to Step 8.
6. Click on Complete Master Promissory Note in the middle column.
7. Click on Subsidized/Unsubsidized
8. Everything else is personal information and is self-explanatory
9. If you have additional questions, call your financial aid counselor



Our Nazarene Heritage

Founded in 1899, Southern Nazarene University is a private, Christian, liberal arts university - a service of the Church of the Nazarene. Located on a 40-acre campus just west of Oklahoma City, SNU grew out of several small colleges committed to training people for service to God and their fellow man. More than 32,000 alumni work and serve throughout the United States and the world. Read More